Tuscaloosa Debt Relief Attorney
With over 25 years of experience helping individuals, families, and businesses in Alabama overcome debt, I have seen firsthand how overwhelming it can be to struggle financially. I am Attorney Marshall A. Entelisano, and I am here to find a solution to your financial woes, whether you are swamped with credit card bills, burdened by medical debt, or facing the threat of foreclosure. In fact, my firm focuses on providing personalized, compassionate services that allow clients to take control of their finances and live the life they deserve—free from the weight of debt.
Contact my firm if you are interested in partnering with a Tuscaloosa debt relief attorney you can trust to keep his word and do everything possible to help you, be it guide you through bankruptcy or protect you from illegal and/or damaging creditor actions. Consultations are free, and I can conduct them in person or virtually.
Get started with The Law Firm of Marshall A. Entelisano by calling (659) 336-2597 or reaching out online. My team and I assist those throughout Tuscaloosa County and other areas of Alabama.
What Options Do You Have for Getting Debt Relief?
While it may seem your debt is something it would take nothing short of a miracle to get rid of, you should know you have many options for relief. Below are details about these options, all of which I can help you pursue:
Chapter 7 Bankruptcy
Chapter 7 is designed for those with limited income who cannot realistically pay their debts. By filing, you may be able to discharge most, if not all, of your unsecured debts, such as credit card bills and medical expenses. Chapter 7 bankruptcy can provide a fresh start, and in many cases, you can keep essential assets like your home and car, thanks to exemptions under Alabama law.
Chapter 13 Bankruptcy
If Chapter 7 is not right for you, Chapter 13 bankruptcy may be the solution. This option allows you to create a repayment plan to pay off your debts over three to five years. It is a great choice if you have a steady income but need relief from overwhelming debt. Chapter 13 can also stop foreclosure on your home and give you time to catch up on missed payments.
Other Types of Bankruptcy
Outside of Chapter 7 and Chapter 13, there are other types of bankruptcy available for specific situations. For example, if you own a business that is struggling with debt, Chapter 11 bankruptcy may be the best option. As another example, Chapter 12 bankruptcy can offer relief for farmers and fishermen facing financial challenges.
Debt Consolidation
Debt consolidation allows you to combine multiple debts into a single loan with one manageable monthly payment. This option can simplify your finances and may lower your interest rates, making it easier to get out of debt. I can help you explore consolidating your debts through personal loans, balance transfer credit cards, or home equity loans while protecting you from scams or programs that do more harm than good.
Protecting Your Rights Against Debt Collectors
Financial struggles can feel even more overwhelming when debt collectors, creditors, or threats of foreclosure come into play. But you have rights, and I am here to protect them.
Here are some common defenses you may have when facing these stressful situations:
Fighting Foreclosure
Alabama foreclosure can move quickly, but you do not have to sit by and watch it happen. I can fight to stop the process and advise on your options, from bankruptcy to loan modifications or repayment plans.
Stopping Wage Garnishment
If a creditor is taking money directly from your paycheck, you may be able to challenge or stop the wage garnishment. For instance, I can assess whether the garnishment has been processed legally or if you qualify for an exemption that shields a portion of your income.
Putting an End to Creditor Harassment
The Fair Debt Collection Practices Act (FDCPA), among other laws, protects you from harassing behavior by debt collectors. If you are getting constant phone calls or threatening letters, I can help you put an end to the harassment and hold creditors accountable for violating your rights.
A Tuscaloosa Debt Relief Attorney Dedicated to Getting Your Life Back on Track
My commitment to clients is simple: I work hard to help them live life debt-free. Should you trust your case with my firm, you can count on me and my team to use our resources and legal know-how to make it possible for you to achieve financial freedom. If you are struggling with debt, do not delay.
Contact The Law Firm of Marshall A. Entelisano to request a free consultation. Call (659) 336-2597 or connect with my firm online.
Why Choose The Law Firm of Marshall A. Entelisano?
Proven Success, Thousands Helped
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Compassionate Guidance, Honest SolutionsWe understand the stress of financial struggles and are here to help with honesty and care. You’ll work directly with an experienced attorney who provides clear, upfront guidance—no hidden fees, no surprises.
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Trusted Debt Relief in AlabamaFor over 25 years, we've helped thousands of people just like you eliminate financial stress, stop creditor harassment, and regain control of their future. We don’t just provide legal solutions—we offer hope and a clear path forward.
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Convenient Payment PlansWe believe financial relief should be accessible to everyone. That’s why we offer flexible payment plans to fit your budget, so you can get the help you need without added stress.
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We Provide Free ConsultationsWe offer a completely free and confidential consultation to discuss your financial situation and find a path to relief. Whenever you're ready, we're here!
