Tuscaloosa Wage Garnishment Attorney
If you are struggling to make ends meet because your wages are being garnished, I want you to know there is a way forward. I am Attorney Marshall A. Entelisano, and for over 25 years, I have helped individuals and families take control of their finances, stop wage garnishment, and find lasting relief debt’s burdens. I understand how overwhelming it can feel to have your pay cut by up to 25%, but you have a way out.
When you turn to my firm, you will get clear, honest guidance and legal strategy tailored to your specific situation. My team and I do what we say we are going to do and take pride in standing by clients from start to finish. My priority will be helping you protect what matters most and rebuild your financial stability. Whether through bankruptcy or other relief solutions, my goal will be to see that you can live life debt-free.
Speak with a trustworthy and experienced Tuscaloosa wage garnishment attorney in a free, no-obligation consultation. Schedule yours at The Law Firm of Marshall A. Entelisano by calling (659) 336-2597 or reaching out online.
What Is Wage Garnishment?
Wage garnishment is a legal tool creditors can use to collect money directly from your paycheck and other income sources. This can happen if you owe money to any creditor, from a credit card company to a medical provider. The government can even garnish your wages for back taxes and unpaid student loans, child support, and alimony.
Generally, creditors must file a lawsuit and receive a judgment in their favor to garnish wages. However, the government does not have to obtain a judgment.
How It Works
The process typically starts when creditors send you notices demanding payment, but if those go unanswered or unresolved, they may file a lawsuit against you. If the creditor obtains a judgment, they can request permission to garnish your wages.
Once granted, the process works as follows:
- The court sends an order to your employer directing them to withhold a portion of your paycheck.
- Your employer must comply with this order and send the withheld portion to the court
- The court then sends the money to the creditor until the debt is paid or a judgment expires
What Amount of My Wages Can Creditors Garnish in Alabama?
In Alabama, creditors can garnish up to 25% of your disposable income. This is the amount left after deductions such as taxes and Social Security are removed.
How to Stop Wage Garnishment
You do not have to let creditors continue to take money from your paycheck. Bankruptcy is one option that can stop wage garnishment, and I can help you determine whether it is suitable for your situation.
Once you file, you will get an automatic stay, which halts most collection activities against you immediately. This includes wage garnishment, repossession, foreclosure, and lawsuits.
Are There Any Other Options?
Bankruptcy may not be the best choice for everyone. Fortunately, there are other options. You can try to negotiate a repayment plan with your creditors or seek debt consolidation. However, these avenues do not guarantee an end to wage garnishment.
You may also combat the action in court. After receiving notice of wage garnishment, you have a limited time to request a hearing to dispute the creditor’s claims. If you can prove they are invalid in any way, the court may stop or reduce the garnishment. Pursuing this kind of action in court requires the guidance and advocacy of a skilled attorney.
Learn About Your Debt Relief Options in a Free Consultation
Taking on creditors can feel like an impossible challenge. But remember, despite how you may feel, you have options for getting relief from wage garnishment and debt. I want to help you weigh and pursue them. Reach out to discuss my firm’s affordable offerings and the next steps for partnering with us. Thousands have turned to me when they needed a wage garnishment lawyer in Tuscaloosa. I invite you to do the same.
Request a free consultation at The Law Firm of Marshall A. Entelisano by calling (659) 336-2597 or submitting my firm’s contact form. Proudly, my team and I serve those throughout Tuscaloosa County and nearby areas.
Why Choose The Law Firm of Marshall A. Entelisano?
Proven Success, Thousands Helped
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Compassionate Guidance, Honest SolutionsWe understand the stress of financial struggles and are here to help with honesty and care. You’ll work directly with an experienced attorney who provides clear, upfront guidance—no hidden fees, no surprises.
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Trusted Debt Relief in AlabamaFor over 25 years, we've helped thousands of people just like you eliminate financial stress, stop creditor harassment, and regain control of their future. We don’t just provide legal solutions—we offer hope and a clear path forward.
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Convenient Payment PlansWe believe financial relief should be accessible to everyone. That’s why we offer flexible payment plans to fit your budget, so you can get the help you need without added stress.
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We Provide Free ConsultationsWe offer a completely free and confidential consultation to discuss your financial situation and find a path to relief. Whenever you're ready, we're here!
